Barndominiums – we insure them too!

May 19, 2015

Barndominiums – the new country living.
Barndominiums are the new rural craze. It’s big here in Texas, and we’re proud to be able to help you insure it. The picture above shows how simple and spacious a barndominium can be. It’s not a “barn” (common misconception). Usually it’s more luxurious inside than most people would imagine. (Folks in Connecticut claim they invented the barndominium so they could live close to their horses. Yankees. We’ll let them think that they invented the barndominium if it makes them happier.)

If you live in Texas, and you want space to spread out in a comfortable luxurious home in the country… AND you want your home to double as your workshop, storage place and anything else you might need it for- the barndominium is for you!

What exactly is a barndominium?
Great question! A barndominium (sometimes called a “barndo” or a “barn home”) is a sheet metal or steel framed building that is designed for the dual purpose of combining living space with a shop. Or horses. Or other fun things and toys that go along with country living.

Barndominiums can occasionally be made of other materials, but the reason most are made from sheet metal is to hold down the cost. That’s one of the great features of barndominiums- they cost much less to build per square foot, so you can have lots of room to live!

Barndominiums can be built to save energy and lower utility bills while still being modern and spacious. It’s up to the owner how to design it- and that’s part of the attraction!

Is it hard to insure a barndominium?
It can sometimes be tricky to insure a barndominium in Texas . There are a many things that can affect the rate, or even the question of “will they insure me?” such as:

    • How far is your barndominium from the nearest neighbor? Can it be seen?
    • How far is it to the nearest fire hydrant and fire station?
    • How much of the building is living space and how much is “other” space?
    • Are you conducting a business out of your new barndominium?
    • Who did the electrical & plumbing? Is it to code?

These are just a few of the many things that can affect getting the best quote and coverage. But the GOOD NEWS is that we can find the right insurance policy for you!

We represent many companies that specialize in barndominium insurance. Call us today at Whiteside Insurance, (830) 693-8881.

Telephone icon with speech bubble.

Get A Quote

At Whiteside Insurance, securing your future is easy. Ready to protect what matters? Contact us for a quick quote and personalized insurance options!

Black telephone handset icon.

Hal

i
Hal is not a licensed insurance agent. Only licensed agents can provide quotes or coverage recommendations. Calls may be reviewed for quality and training purposes.

Speak to Hal After Business Hours

Microphone icon.

Microphone ready


Black check mark.

Start your custom insurance quote

Black check mark.

Instant answers to your insurance questions

Black check mark on a white background.

Schedule appointments or follow-ups

Person with shield icon featuring a checkmark.

Personal Insurance

From auto and homeowners to renters and umbrella policies, we help protect your family and property. Let’s find coverage that fits your life.

Buildings with coins, a shield, and a checkmark, suggesting financial security.

Commercial Insurance

We customize policies for your industry's risks, like general liability and workers' comp, ensuring you can run your business worry-free.

Share this article

Recent Posts

Businessman with Umbrella Insurance
February 18, 2026
Umbrella insurance provides extra liability protection beyond your home and auto policies. Learn who needs it, what it covers, and why it's more affordable than you think.
Homeowners comfortable coverage
February 18, 2026
Most homeowners misunderstand replacement cost, flood coverage, and liability limits. Learn the five biggest insurance mistakes and how to avoid costly gaps.
Insurance types
February 18, 2026
Independent insurance agents shop multiple carriers for you, advocate during claims, and provide local expertise. Learn how they differ from captive agents.