Barndominiums – we insure them too!

Barndominiums – the new country living.
Barndominiums are the new rural craze. It’s big here in Texas, and we’re proud to be able to help you insure it. The picture above shows how simple and spacious a barndominium can be. It’s not a “barn” (common misconception). Usually it’s more luxurious inside than most people would imagine. (Folks in Connecticut claim they invented the barndominium so they could live close to their horses. Yankees. We’ll let them think that they invented the barndominium if it makes them happier.)

If you live in Texas, and you want space to spread out in a comfortable luxurious home in the country… AND you want your home to double as your workshop, storage place and anything else you might need it for- the barndominium is for you!

What exactly is a barndominium?
Great question! A barndominium (sometimes called a “barndo” or a “barn home”) is a sheet metal or steel framed building that is designed for the dual purpose of combining living space with a shop. Or horses. Or other fun things and toys that go along with country living.

Barndominiums can occasionally be made of other materials, but the reason most are made from sheet metal is to hold down the cost. That’s one of the great features of barndominiums- they cost much less to build per square foot, so you can have lots of room to live!

Barndominiums can be built to save energy and lower utility bills while still being modern and spacious. It’s up to the owner how to design it- and that’s part of the attraction!

Is it hard to insure a barndominium?
It can sometimes be tricky to insure a barndominium in Texas. There are a many things that can affect the rate, or even the question of “will they insure me?” such as:

    • How far is your barndominium from the nearest neighbor? Can it be seen?
    • How far is it to the nearest fire hydrant and fire station?
    • How much of the building is living space and how much is “other” space?
    • Are you conducting a business out of your new barndominium?
    • Who did the electrical & plumbing? Is it to code?

These are just a few of the many things that can affect getting the best quote and coverage. But the GOOD NEWS is that we can find the right insurance policy for you!

We represent many companies that specialize in barndominium insurance. Call us today at Whiteside Insurance, (830) 693-8881.