Texas has a great source of water for recreational boating. Besides the Gulf, there are well over 5,000 square miles of inland water to enjoy. If you are planning to head out for some fun and relaxing time on the water, you will want to be sure your boat is protected by the right coverage.
The following options are some of the choices available to you as a boat owner:
Considering how often crashes involve other boaters or other people’s property, having a liability coverage is a must. Property damage covers the expense of damage done to another boat, dock, etc. Bodily injury liability covers medical expenses should someone else get hurt in a crash you are involved in.
If you want to extend your coverage to include theft, vandalism or other damage not involving a crash, getting comprehensive coverage will be the best choice. Keep in mind, this is a good option to purchase year round, as these unfortunate events often happen during storage.
This will not cost you much at all, covering damage to your craft should you crash, but very little else. You will need to check with your agent to see if your policy covers the clean-up of wreckage.
If you live in the Spicewood, Texas area, Whiteside Insurance is here for you. Call us anytime to speak with an agent. We are glad to explain the types of policies available to you as a boat owner, and will help to find the right fit for your needs.